Vihaas Gold

Vihaas Gold: Comprehensive Policies and Services
Vihaas Gold is a leading provider of a variety of gold-related financial services including gold loans, gold bank-to-bank transfers, cash loans, and updated market rates for gold sales. Here’s a quick overview of Vihaas Gold’s rapid policies and services:
1. Gold Loan Policy
Quick Approval Process
Eligibility: Individuals aged 18 and above with gold jewelry or coins.
Documentation: Basic KYC documents (ID proof, address proof).
Appraisal: Immediate gold valuation by in-house experts.
Loan Disbursement: Loan amount disbursed within a few hours based on the value of the pledged gold.
Loan Terms
Loan-to-Value (LTV) Ratio: Up to 75% of the gold’s market value.
Interest Rates: Competitive interest rates, varying based on the loan amount and tenure.
Repayment Tenure: Flexible options ranging from 3 months to 36 months.
Repayment Modes: Monthly installments, bullet payments, and part-prepayments without penalties.
Security: Gold stored in high-security vaults with comprehensive insurance coverage.
2. Gold Bank-to-Bank Transfers
Secure and Efficient Transfers
Service Availability: Domestic and international transfers.
Transfer Time: Typically within 24 hours for domestic transfers; 1-3 business days for international transfers.
Fees: Nominal service charges based on transfer amount and destination.
Transparency: Real-time tracking of the transfer status via the Vihaas Gold online portal.
3. Cash Loan Policy
Accessible and Convenient
Eligibility: Salaried individuals, self-employed professionals, and business owners.
Loan Amount: Based on income proof and credit history.
Interest Rates: Competitive rates with the option for fixed or floating interest.
Approval Time: Quick processing with loan disbursement within 24-48 hours.
Repayment Tenure: Flexible repayment options from 6 months to 5 years.
Repayment Modes: Monthly EMIs with options for early repayment without penalties.
4. Gold Sales and Market Rates
Real-Time Market Insights
Daily Updates: Current market rates for gold published on the Vihaas Gold website and app.
Gold Purity: Rates available for 22k and 24k gold.
Market Analysis: Expert analysis and forecasts to help customers make informed decisions.
Selling Options: Options to sell gold at competitive market rates with instant payment processing.
Summary
Vihaas Gold provides a comprehensive suite of gold-related financial services, designed to offer convenience, security, and value to its customers. With competitive rates, quick processing times, and flexible options, Vihaas Gold is committed to meeting the diverse needs of its clientele.
For more detailed information, customers are encouraged to visit the Vihaas Gold website or contact their customer service.

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